## 1. Introduction Futureproof Financial Group Limited ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services, including our Equity Preservation Mortgage® products. ## 2. Information We Collect ### Personal Information We may collect the following types of personal information: - Contact information (name, email address, phone number, mailing address) - Property information (address, estimated value) - Financial information (income, assets, liabilities) - Identity verification documents - Communication records and preferences ### Automatically Collected Information When you visit our website, we may automatically collect: - IP address and device information - Browser type and version - Pages visited and time spent on our site - Referring website information - Cookies and similar tracking technologies ## 3. How We Use Your Information We use your information for the following purposes: - Processing and evaluating mortgage applications - Providing customer service and support - Communicating about our products and services - Conducting risk assessments and fraud prevention - Complying with legal and regulatory requirements - Improving our website and services - Marketing and promotional activities (with your consent) ## 4. Information Sharing and Disclosure We may share your information with: - **Service Providers:** Third parties who assist us in providing our services - **Financial Partners:** Approved lenders and financial institutions - **Legal Authorities:** When required by law or to protect our rights - **Business Transfers:** In connection with mergers, acquisitions, or asset sales We do not sell, trade, or rent your personal information to third parties for marketing purposes without your explicit consent. ## 5. Data Security We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure. ## 6. Your Rights You have the right to: - Access and review your personal information - Request corrections to inaccurate information - Request deletion of your information (subject to legal requirements) - Opt-out of marketing communications - Lodge a complaint with relevant privacy authorities ## 7. Cookies and Tracking Our website uses cookies and similar technologies to enhance your browsing experience, analyze site traffic, and personalize content. You can control cookie settings through your browser preferences. ## 8. Changes to This Policy We may update this Privacy Policy periodically. We will notify you of any material changes by posting the updated policy on our website with a new "Last updated" date. ## 9. Contact Us **Contact Info:** Lender: Futureproof Financial Group Limited Email: privacy@futureprooffinancial.app Address: [Lender Address]