## 1. Acceptance of Terms By accessing and using this website and our services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service. ## 2. About Our Services Futureproof Financial Group Limited provides financial services including the Equity Preservation Mortgage® product. Our services are designed to help eligible homeowners access their home equity while preserving it for wealth transfer. ### Important Disclaimers: - Calculations provided on this website are estimates only and not loan approvals - All applications are subject to final property valuations, satisfactory security, and borrower eligibility requirements - Full terms and conditions will be set out in the Equity Preservation Mortgage® offer - All Equity Preservation Mortgages® are secured by registered first mortgage over residential property ## 3. Eligibility and Application Process To be eligible for our services, you must: - Be at least 18 years of age - Own residential property in Australia - Meet our lending criteria and creditworthiness requirements - Provide accurate and complete information in your application We reserve the right to decline any application at our sole discretion. ## 4. Website Use ### Permitted Use You may use our website for lawful purposes only. You agree not to: - Use the site in any way that violates applicable laws or regulations - Transmit or procure sending of any advertising or promotional material without our consent - Impersonate or attempt to impersonate our lender, employees, or other users - Engage in any activity that interferes with or disrupts the site ### Account Security If you create an account on our website, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. ## 12. Contact Information If you have any questions about these Terms of Use, please contact us at: **Contact Info:** Lender: Futureproof Financial Group Limited Email: legal@futureprooffinancial.app Address: [Lender Address]